Oegema, Nicholson & Associates Insurance Brokers Ltd.


Your Home and Auto Insurance Claim Checklist

Accidents happen, that’s why you have insurance after all! But even when you know you have the proper coverage, in the heat of the moment you may not be thinking clearly or even panic and not know where to start. ... Continue reading


Should You Pay Debt or Save for Retirement?

Canadian debt levels are growing at a faster rate than our incomes are (read the latest report from Statistics Canada). Canadians now owe $1.68 in debt to every $1 made. And while interest rates are low now, they are expected ... Continue reading


Your Definitive Guide to a Worry-free Holiday Home

For many of us, the holiday season is a time to decorate, celebrate and spend time with friends and loved ones. But with excitement, social commitments and colder temperatures, comes increased safety hazards and generally distracted homeowners. We’ve scoured the ... Continue reading


Life insurance: What you need to know before you start

While it’s not often discussed, life insurance is one of the most valuable protections you can put in place. Designed to mitigate any financial risk or burden on your family should a catastrophic event occur, life insurance can cover the ... Continue reading


7 steps to a blissful downsize to condo living

You did it. After extensive thought and consideration you took the plunge and joined the 12% of Canadians living in condo dwellings. Making the switch from traditional housing comes with many perks. Walkability scores are significantly higher in condo-concentrated areas ... Continue reading


  • “We have had our house and vehicle insurance with OEGEMA-NICHOLSON & ASSOC. INS. BKRS. located at 243 Castor Street in Russell, Ontario, for several years now. The people in the office have always been friendly and courteous whenever we had any queries and, in particular, we want to thank Christopher Lough who has been so helpful in every way. The thing we like the most is when you telephone this office you get a live person answering and not a machine.”-Jerry Gaudry
  • “I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well.”-Charlene Brunet, President, Dan Murphy Ford
  • “ONA helps me with my personal insurance and my business insurance . They are my one stop shop when it comes to insurance and group benefits. I know I’m covered in all areas. Great friendly service and knowledgeable staff!”-James Carriveau, President, Exact Interlock and Exact Properties
  • “I would like to thank Carol for everything she has done for me and my family over the years. It is my honest belief that we would not be in the position we are in if it was not for her guidance, expertise and honesty. We can’t begin to thank her enough.”-Tim
  • “It’s always a pleasure to deal with Oegema, Nicholson & Associates, and I can depend on them for all my insurance needs. I have been a client for several years and whether it’s regarding my personal insurance, or anything to do with our employee benefits or commercial needs, I know I’m taken care of.”-Rhonda, Capital Dodge
  • “I know all my insurance needs are covered with Oegema, Nicholson & Associates. I have been a loyal client for the last 15 years, and I can count of them for my commercial insurance, employee benefits, as well as my personal insurance and finances. Jeff Richer always goes above and beyond to help me with my insurance needs.”– Omkar Atwal, Owner, Leitrim Home Hardware
  • “One call to Oegema, Nicholson Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions.”– Jennifer Parks, Stittsville, Ontario