The Importance of Travel Insurance

Whether you’re jetting off for an extended vacation, planning a weekend getaway, or even taking a quick trip for one night or as little as a few hours – purchasing travel insurance should be at the top of your pre-trip to-do list. Many Canadians believe their travel insurance needs are covered through their provincial healthcare, benefits programs offered by their workplaces, or through their credit card providers, but the truth is many don’t know where or how these policies may or may not cover them or the amount these policies may cover them for in the case of a medical emergency and as a result is leaving Canadians with coverage gaps and false senses of security which leaves travellers vulnerable to expensive bills. No one plans for an accident, medical injury or illness of any kind to happen while on vacation, but unfortunately, they often occur at the least desirable times. To add insult to injury, foreign hospitals can be very expensive and may not have payment options other than immediate cash payment, which can leave you and your family scrambling to put together a large lump sum of money on short notice. For hospitals with payment options, you may still be left paying for the cost of treatment for an illness or injury for years. You can avoid the extreme stress an accident or illness while travelling can cause to you and your family by protecting yourself with a travel insurance policy. Oegema Nicholson Financial is proud to offer the best travel insurance for the best price through the comparison of 13 different insurance carriers – saving you the time of calling the carriers yourself and saving you money with a policy that fits your needs for the best price. We also now offer the option to purchase travel insurance online from our Oegema Nicholson Financial website here. Whether your travel needs require single trip coverage, annual multi-trip coverage, trip cancellation coverage, all-inclusive coverage, senior & snowbird coverage, or sports travel insurance, Oegema Nicholson Financial has you covered! Contact our office today or visit our website to discuss how we can help keep you protected on your next getaway.