Insurance Brokers in Orleans, ON

Are you covered in an emergency? Alliance for Healthier Communities cites that half a million Ontario residents are uninsured. Furthermore, of those that have coverage, many are underinsured. At Oegema, Nicholson & Associates, our independent insurance brokers in Orleans provide comprehensive and affordable insurance to our clients.

What makes us different? We have a reputable, highly-trained team that is well-established in the marketplace. They have forged positive, long-lasting partnerships with companies we represent. It provides additional leverage when negotiating the best deal for our customers.

We believe in having our clients tailor their insurance to their needs. Therefore, we encourage people to customize their products. It provides complete coverage for what matters most at affordable prices.

Comprehensive Insurance in Orleans

Insurance offers financial protection during unexpected circumstances. It ensures you and your family do not have to face this difficulty on your own. When unforeseen events unfold, having a knowledgeable insurance provider makes a difference.

When choosing an insurance broker, it’s essential they have marketplace knowledge specific to your area. They will know what coverage you require for a more comprehensive plan.

As an independent insurance broker in Orleans, ONA allows our clients to customize their products, thanks to our wide pool of insurance partners. These essential connections also allow us to offer better coverage at a cost-savings.

How Insurance Protects You

How does insurance help you? Purchasing a good insurance policy offers a way to rebuild and recover after a disaster. It decreases financial anxiety and allows those affected to focus on healing. It also assists you in the following ways:

  • Safeguards Businesses: Unexpected events can threaten your livelihood and operations. Insurance companies mitigate these risks by insuring against liability claims and property damage and financially compensating for business interruption.
  • Decreases Out-of-Pocket Expenses: Medical insurance covers areas like prescription drugs. Benefits frequently cover trips to the optometrist, dentist, chiropractor, etc.
  • Financially Assists our Loved Ones: Life insurance protects your loved ones by covering expenses when you pass away. It covers debt and funeral expenses, so they don’t have to.
  • Protects Your Assets: In an event, your insurance covers costs associated with rebuilding, restoration, and expenses from relocating.

Insurance teaches us to evaluate vulnerabilities, anticipate risk, and be proactive in our coverage.

Insurance in Orleans: Your Legal Obligations

Drives in Orleans must have automotive insurance. Failure to be adequately insured results in a $5,000-$50,000 fine, having your vehicle impounded, and a suspended license if caught. Automotive insurance provides coverage for medical expenses and at-fault accident repairs.

Canadian businesses are not mandated to carry insurance. However, the legal requirement is to carry general liability insurance in Orleans. Canadian law views not carrying this insurance type to mean you are non-compliant.

Business insurance in Orleans is a wise decision since it covers all aspects of operation and liability.

Our Customizable Insurance Plans in Orleans

Frequently, the unexpected happens in life. Proper insurance provides safety and stability when it does. It offers a lifeline when faced with challenges and a sense of peace knowing your family has coverage.

Home Insurance in Orleans

Our customized Orleans home insurance plans meet clients’ unique needs by allowing them to choose proper coverage. It ensures they are never over or underinsured. Our insurance covers personal liability, damage to the home from natural disasters/hazards, faulty heating/plumbing, possessions, and areas like the driveway, garage, sidewalk, swimming pool, and fence.

Tenant/Renter Insurance in Orleans

Our policies protect you against water damage, fire, and theft. We protect you against things beyond your control. Therefore, if you require relocation, we cover living expenses.

Auto Insurance in Orleans

It is mandatory to get car insurance in Orleans, as well as throughout Ontario. You must carry liability, no-fault, and medical coverage. Optional insurance involves collision, rental car, waiver of depreciation, liability for damage to a non-owned vehicle, and accident waiver coverage.

Life Insurance in Orleans

Life insurance policies protect loved ones from the financial impact of a sudden death. It comes in tax-free payments. Your health, medical history, age, and lifestyle determine your coverage. Policies cover funeral costs and help to reduce outstanding debt, bills, and long-term expenses.

Small Business Insurance in Orleans

Small business insurance covers businesses from a series of risks. We cover income/property against loss, your company’s assets, and damage from theft, fire, or falling objects. Furthermore, general liability coverage pays for medical expenses from negligence and business interruption costs.

Speciality Insurance plans in Orleans

Professional Liability/Errors & Omissions Insurance

This coverage protects you against claims involving client harm from professional services rendered. If a customer alleges harm from your company’s error or because of unmet expectations, we cover your legal expenses if sued.

Farm Insurance in Orleans

Farm insurance in Orleans covers all aspects of agriculture, like personal property, outbuildings, equipment, produce, livestock, and crops. It also provides business interruption and hobby farm insurance.

Group Benefits Insurance

Our group benefits provide coverage across industries. We provide dental, retirement, disability, critical illness, health, and vision coverage. All plans are comprehensive, and we offer attractive benefits to employees.

Contact Our Insurance Company in Orleans

Our insurance brokers in Orleans understand its unique marketplace. We know the potential risk and can provide more comprehensive coverage in areas people may not consider.

As an independent brokerage, we offer our clients more. We ensure our customers aren’t over or underinsured. We also leverage our long-standing relationships and reputation with our insurance partners, permitting us to negotiate a better deal.

Oegema, Nicholson & Associates covers all aspects of your business, including group benefits, to keep you safe. We are also your strongest advocate when you need us most.

For more information or a free quote, contact us at 613-590-7373 or visit us online here.

3-3809 St. Joseph Blvd. Orleans, Ontario K4A 0Z8
Tel: 613-590-7373 Fax: 613-590-2390

Our Team

Paul Bastien Account Executivepbastien@ona.ca
Kim Greer Personal Lines Account Managerkgreer@ona.ca
"Just wanted to leave a message for your website that praises Nik Dore for being a constant example of always providing invaluable customer service. I never worry that my questions and concerns will be dismissed or that I am receiving less than constructive advice. Many thanks to him."
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"I know all my insurance needs are covered with Oegema, Nicholson & Associates. I have been a loyal client for the last 15 years, and I can count of them for my commercial insurance, employee benefits, as well as my personal insurance and finances. Jeff Richer always goes above and beyond to help me with my insurance needs."
O-Omkar Atwal, Owner, Leitrim Home Hardware
"It’s always a pleasure to deal with Oegema, Nicholson & Associates, and I can depend on them for all my insurance needs. I have been a client for several years and whether it’s regarding my personal insurance, or anything to do with our employee benefits or commercial needs, I know I’m taken care of."
R-Rhonda, Capital Dodge
"I would like to thank Carol for everything she has done for me and my family over the years. It is my honest belief that we would not be in the position we are in if it was not for her guidance, expertise and honesty. We can't begin to thank her enough."
T-Tim
"ONA helps me with my personal insurance and my business insurance . They are my one stop shop when it comes to insurance and group benefits. I know I’m covered in all areas. Great friendly service and knowledgeable staff!"
J-James Carriveau, President, Exact Interlock and Exact Properties
"One call to Oegema, Nicholson Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions."
J-Jennifer Parks, Stittsville, Ontario
"I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well."
C-Charlene Brunet, President, Dan Murphy Ford
Saul Mendoza (Salty)
Saul Mendoza (Salty)
2023-06-02
My broker Bill C. from ONA has helped me over the years now with my vehicle insurance. He is very cautious and detail oriented when processing documentation, and ensures I understand everything whenever there are any changes. He recently helped me cut my premium almost in half just by improving my record and shopping around at the appropriate time. I am grateful to him and the team for being there for me when I need them.
RMP Tutoring
RMP Tutoring
2022-05-14
I was assisted recently by Greg, who did a wonderful job in not only answering all of my questions and helping me to review pre-existing insurance plans, as well as advising me to look into my credit card/group insurance before needlessly purchasing more. This to me speaks highly of the character of the employee and business of a whole, and it is certainly the one I will be going to for any future needs.
Bobby SHARKS
Bobby SHARKS
2022-05-02
They get back to you fast an excellent insurance agent
lise sevigny
lise sevigny
2022-03-07
Have been with Oegema for over 30 yrs. Always great service!
Jamie C
Jamie C
2022-01-10
Friendly, knowledgeable and professional. They take care of all my insurance needs. Commercial, Home and Auto.
Bob Bent
Bob Bent
2022-01-10
Great service on both commercial and personal lines.
Jennifer Bardwell
Jennifer Bardwell
2021-06-04
I purchased commercial insurance with this company. Very professional service throughout, and a good price on the policy. Would highly recommend!
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Oegema, Nicholson Financial Inc.
1453 WOODROFFE AVENUE
613-686-6338
Ottawa
1451 Woodroffe Avenue
Ottawa, Ontario K2G 1W1
Manotick
5526 Manotick Main Street P.O. Box 149
Ottawa, Ontario K2G 1W1
Almonte
154 Bridge Street P.O. Box 749
Almonte, Ontario K0A 1A0
Russell
243 Castor Street
Russell, Ontario K4R 1B8
Orleans
3-3809 St. Joseph Blvd.
Orleans, Ontario K4A 0Z8
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