Oegema, Nicholson & Associates Insurance Brokers Ltd.

The weather is changing and with the snowbanks beginning to melt away and rain becoming a more common occurrence in the forecast, it is time to evaluate whether your home is prepared for the increase in water and if you have taken preventative steps against flooding effecting your home and family. To give you an idea of the areas you should check before you’re faced with a yard or basement full of water, we’ve put together some tips to help you prevent water damage and flooding in and around your home.

Eaves troughs and downspouts. Be sure to clear your eaves troughs and downspouts of leaves, debris and ice so water can easily flow away from your home. Also ensure your downspouts extend well away from the outer walls of your home.

Grade your property. If you notice that water pools around your home and/or property, it is a good idea to get your property graded appropriately to direct that water away.

Check your foundation. If you notice any significant cracks in your foundation and/or see water in your basement and believe it is coming from outside through your foundation, it is best to have this inspected by a licensed professional before it could become a larger problem. Once inspected, any issues can be located and repaired to prevent further water from getting in.

Check your windows and doors. Inspect for cracks or any other damage which may affect the water-tight seal of all ground-level windows and doors around your home.

Install or inspect sump pump. If you do not already have a sump pump, consider having one installed and connect it to a generator so it can be operated in the event of a power outage. If you already have a sump pump, be sure to perform regular maintenance to ensure it is performing optimally.

Although these tips may be helpful for some, they are not meant as a guarantee to prevent flooding or water damage for all homes. If you are concerned about water damage or flooding in or around your home, contact a licensed professional to inspect your home and property. It is also important to note that home insurance policies vary, and you should consult with your home insurance company about any conditions, restrictions and exclusions regarding home flooding and water damage in your home insurance policy.

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  • “We have had our house and vehicle insurance with OEGEMA-NICHOLSON & ASSOC. INS. BKRS. located at 243 Castor Street in Russell, Ontario, for several years now. The people in the office have always been friendly and courteous whenever we had any queries and, in particular, we want to thank Christopher Lough who has been so helpful in every way. The thing we like the most is when you telephone this office you get a live person answering and not a machine.”-Jerry Gaudry
  • “I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well.”-Charlene Brunet, President, Dan Murphy Ford
  • “ONA helps me with my personal insurance and my business insurance . They are my one stop shop when it comes to insurance and group benefits. I know I’m covered in all areas. Great friendly service and knowledgeable staff!”-James Carriveau, President, Exact Interlock and Exact Properties
  • “I would like to thank Carol for everything she has done for me and my family over the years. It is my honest belief that we would not be in the position we are in if it was not for her guidance, expertise and honesty. We can’t begin to thank her enough.”-Tim
  • “It’s always a pleasure to deal with Oegema, Nicholson & Associates, and I can depend on them for all my insurance needs. I have been a client for several years and whether it’s regarding my personal insurance, or anything to do with our employee benefits or commercial needs, I know I’m taken care of.”-Rhonda, Capital Dodge
  • “I know all my insurance needs are covered with Oegema, Nicholson & Associates. I have been a loyal client for the last 15 years, and I can count of them for my commercial insurance, employee benefits, as well as my personal insurance and finances. Jeff Richer always goes above and beyond to help me with my insurance needs.”– Omkar Atwal, Owner, Leitrim Home Hardware
  • “One call to Oegema, Nicholson Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions.”– Jennifer Parks, Stittsville, Ontario