Rated #1 Insurance
Brokerage in Ottawa,
Focus on What Matters,
We’ll Cover the Rest
Oegema, Nicholson & Associates offers a full menu of insurance and financial products and services built and tailored to your specific needs.

Discover Our All Insurance Services
Personal Insurance
Commercial Insurance
Explore Our Personal Insurance Solutions
Comprehensive Personal Insurance
Solutions Tailored to Your Needs.
For Where You Live
Home Insurance
Your home is one of the most significant purchases you’ll ever make in your lifetime. That’s why it’s important to protect your investment.
Condo Insurance
Similar to home insurance, condo insurance is designed to address the unique needs of condominium owners.
Cottage & Seasonal Home Insurance
Our brokerage specializes in high-quality insurance products to protect your home away from home.
Tenant/Renter Insurance
ONA can craft a policy within your budget that will protect you and your belongings from fire, theft, water damage, and more.
For Your Vehicle
Get The Best Car Insurance Quotes
Get The Best Car Insurance Quotes In Ottawa From The Leading Auto Insurance Broker.
Motorcycle Insurance
Oegema, Nicholson & Associates is dedicated to keeping motorcycle users safe on the road.
Motor Home Insurance
Like car insurance, motorhome insurance will cover you for many similar perils on the road.
Watercraft & Boat Insurance
Boat insurance covers watercraft with motors — including pontoon boats, paddle boats and even yachts.
For Even More
Rentals & Home-Based Business Insurance
Today more and more business owners, from accounting practices, hair salons, to professional consulting services, are operating from an office in their principal residence. While there are so many positives, like anything, there are also risks.
Whether or not you already have home insurance, it’s possible that operating your business from home could void your existing homeowners policy.
Explore Our Commercial Insurance Solutions
Comprehensive Commercial Insurance
Solutions Tailored to Your Needs.
Organizations & Individuals
Small Business Insurance
Sometimes called commercial insurance, small business insurance helps cover a business’ assets, income and property against certain losses.
Charitable & Nonprofit Organizations Insurance
In Ontario, charities and nonprofits are not required by law to hold insurance. However, accidents can and do happen — no matter how cautious your team may be.
Trusted Partnerships for Comprehensive Coverage –
ONA Insurance, Ottawa’s Choice!































About Us
One of the Largest Independent Brokerages in Eastern Ontario and Western Quebec.
A family business now in its third generation, ONA is a full service and specialty line insurance brokerage, our Personal, Commercial and Life and Living Benefits Departments are comprised of highly trained and dedicated professionals that are well established in the regional marketplace.

Principles & Mission
Our Mission: Bringing Peace of
Mind to Your Everyday Lives
Supreme Objectivity
ONA will be guided by total unbiased objectivity and absolute independence. Innovation, adaptability, fairness, quality, and competitiveness will rule the insurance programs and services we develop.
For the Client.
By the Client.
At ONA we will act in the best interests of our clients, and the insurance solutions we provide will be driven only by individual client need.
Integrity and Innovation
We will continue to build valued relationships with only with those insurance companies who have attained deserved recognition for solvency and sustainable longevity, integrity, and those who pursue the development of client-centric, competitive, and innovative insurance support.
Unrelenting
Representation and Responsibility
Every member of the ONA broker team will display extensive intuitiveness, honesty, conscientious, dedication, attentiveness, and responsiveness at every turn, for every client.
Wide-open
Accessibility
While a hierarchy is prudent for leadership, mentorship, direction, and stability of, and for our company, transparency and availability – regardless of title/position – will command our client relationships.
Untarnished, Uncompromising
Conduct
Without compromise we will conduct ourselves with compassion, empathy, humility, respect, and judiciousness.
Examine, Identify, Implement the Right Solution
Our success will be evaluated and measured by only those we serve – our clients.
The Benefit of a Local Broker
Knowing that any of our offices are right around the corner, or that you can pick up the phone and call any one of our staff here in Ottawa makes a big difference to our clients. As an independent broker, we are not limited to any particular insurance provider, thus allowing us to create comprehensive plans specific to your needs that take advantage of the best solutions and pricing on the market.
This, coupled with our attention to detail, dedication to you as a client, and “always on your side” mentality is what makes choosing an insurance broker – or rather us – your best insurance of all.

What Our Clients Are Saying
Real stories from people who trust
Oegema, Nicholson & Associates Insurance

“One call to Oegema, Nicholson & Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions.”

“I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well.”

“It’s always a pleasure to deal with Oegema, Nicholson & Associates, and I can depend on them for all my insurance needs. I have been a client for several years and whether it’s regarding my personal insurance, or anything to do with our employee benefits or commercial needs, I know I’m taken care of.”

Service Areas
Insuring Individuals and Businesses in Ottawa and Beyond
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