Insurance Brokers in Ottawa

At Oegema, Nicholson & Associates, we go beyond traditional expectations with our specialty and full-service insurance lines. Our professionalism enables our team to develop long-standing client relationships and establish trust. Our insurance brokers in Ottawa are unique as we offer our clients transparent and unbiased options. We provide the best solution in any situation or financial need.

As an independent insurance broker, our products are affordable, available, and easy to comprehend. We aim to provide quality, personalized service, including policy maintenance, professional advice, and claim support. We are your advocate in an emergency, representing your best interest.

Why You Need Insurance from Oegema, Nicholson & Associates

People take out insurance policies to cover damages if the unexpected occurs. While we silently hope we never have to use it, it is an invaluable resource if needed.

However, some insurance companies fall short by not providing comprehensive coverage. Consequently, when disaster strikes, their customers may face out-of-pocket expenses due to insufficient coverage.

  • Relationships: Professionalism and longevity enable our team to create reputable and lasting relationships with the businesses we represent. Therefore, our staff has a distinct advantage when negotiating services. You always receive the best coverage at a fair price.
  • Client-Focused Flexibility: Our professionals can customize group coverage plans to suit your organization. Therefore, members/individual employees have the flexibility to design group programs. Furthermore, we develop commercial and personal programs tailored to associations and businesses.
  • Transparent and Unbiased Solutions: We provide transparent and unbiased coverage. Our client’s coverage needs come first, and we strive to give the perfect solution for any situation.
  • Professional Service: We are one of the largest independent brokerage in our area. As a full-service/specialty line brokerage, our departments are run by highly-trained professionals experienced in regional markets. Our team knows the industry and recommends complete coverage to suit client needs.
  • Exceeding Expectations: Our services are easy to understand and affordable. We aim to provide insurance value that encompasses service, price and coverage. Furthermore, we provide ongoing maintenance, professional advice, and claim support. Our team is your advocate and dedicates themselves to representing your interests.

At Oegema, Nicholson & Associates, we ensure you understand the coverage you are getting, thereby eliminating surprises. We tailor our solutions to work for our clients—not to fit an agenda.

Your Safety Net Against the Unexpected

Our team ensures we put your best interests at the forefront. Our comprehensive policies save you money and will address any questions/concerns 24/7. Our professionals patiently guide you through the entire experience from start to finish.

Ottawa’s Insurance Requirements

All registered vehicle owners must obtain auto insurance with accident benefits coverage ($200,000 minimum third-party liability). It recuperates costs incurred with damages and medical expenses from at-fault accidents.

All business owners in the city must legally carry general liability business insurance. While it is not considered illegal in some situations, it is non-compliance with legal requirements regarding running a business.

Comprehensive Insurance Plans in Ottawa

Policies providing  “blanket” coverage fail to consider the uniqueness of their clients. Insurance shouldn’t be a one-size-fits-all option. At Oegema, Nicholson & Associates, we take time to understand our customer’s coverage needs. We dedicate ourselves to providing you with comprehensive coverage tailored to your specifications.

We give our clients the best coverage options and savings opportunities.

Home Insurance

Our home insurance in Ottawa protects against damage from fire, water, theft and more. You are also covered against legal liabilities if sued. Homeowners are guaranteed replacement value to rebuild their homes to pre-claim conditions.

Tenant/Renter Insurance

This insurance protects contents like laptops, electronics, and cell phones. Renter insurance in Ottawa also covers living expenses if you make a claim.

Auto Insurance

Premiums are secure with accident forgiveness. It protects you from lawsuits if you are at fault for a collision. Our car insurance coverage in Ottawa safeguards you from depreciation on a new vehicle.

Life Insurance

Life insurance protects you and your family from financial hardship and ensures you are adequately protected. If you’re looking to invest in life insurance in Ottawa, you can trust that our plan will give your family peace with final expense coverage.

Small Business Insurance

Business insurance protects companies in Ottawa from financial burdens, covering them for long-term success. It allows for peace of mind while you focus on growing your business.

Specialty Insurance in Ottawa

Professional Liability/Errors and Omissions Insurance

Liability insurance protects Ottawa companies from claims against clients experiencing harm due to their professional services. It covers legal expenses if they sue. We recommend this coverage for businesses providing professional services.

Farm Insurance

Farm insurance in Ottawa gives farm, liability, and personal home coverage. Coverage is adjusted to provide insurance from small hobby farms to commercial agriculture.

Group Benefits Insurance

Group benefits cover company employees or groups of people. This coverage is for employees as part of a total compensation package. It covers costs incurred from provincial health care, dental care, chiropractic, optometry, etc.

Contact Our Insurance Company in Ottawa

When the unexpected occurs, wouldn’t you prefer to have peace of mind, knowing you are fully covered? Our insurance brokers in Ottawa provide comprehensive coverage, excellent service, knowledgeable staff, and added value. Since we are an independent brokerage, we give our clients choices.

We also represent various insurance companies. It allows us to compare prices and coverage to obtain the best value for the customer. Our team understands the Ottawa landscape and market. Therefore, our insurance agents know what is plausible for disaster coverage. Furthermore, we tailor our insurance solutions to the individual/business to ensure you are fully covered.

For further information about our insurance services in Ottawa, consult one of our brokers at 613-704-7766. You can also request a quote or contact us here.

1451 Woodroffe Avenue Ottawa, Ontario K2G 1W1
Tel: 613-224-1455 Fax: 613-224-4181

Our Team

Bart Oegema, CIP, CAIB, CCIB
Jennifer Oegema, BBA, CAIB, CPIB

Personal Lines Department

Sean McNamara Account
Millie McNamara Personal Lines Team
Christine Bergeron, CAIB Personal Lines Account
Cathy Palombo, BComm, CAIB Personal Lines Account
Allison Myres Personal Lines Account
Karen Meek, CAIB Personal Lines Account
Dolores Dear Personal Lines Technical
Adelola Abdul Personal Lines Account

Commercial Lines Department

Pamela Carriere, CIP, CAIB, CCIB Director, Commercial
Georgette Corbet, CIP, CAIB Commercial Lines Account
Caroline Greenwood, CAIB Commercial Lines Account
Courtney Patterson, CIP,CAIB, CRM Commercial Lines Account
Amy Mozer Commercial Lines Account
Linda Hubert, CIP, CRM Commercial Lines Account
Dylan McNamara, CAIB Account
Dana Freeman, CAIB Commercial Lines Account

Life & Financial Services Department

Jeff Richer, CHS
Lesley-Anne Oegema, BBA, CHS, CMS Financial Security
John Premachuk, CFP, FEA Senior
Mylaine Richer Life & Group Benefits
Jocelyne Premachuk Client Systems

Office Administration

Lori Butler-Oegema Executive Administrative
Heather Cadieux
Bruce Evraire Financial
"Just wanted to leave a message for your website that praises Nik Dore for being a constant example of always providing invaluable customer service. I never worry that my questions and concerns will be dismissed or that I am receiving less than constructive advice. Many thanks to him."
"I know all my insurance needs are covered with Oegema, Nicholson & Associates. I have been a loyal client for the last 15 years, and I can count of them for my commercial insurance, employee benefits, as well as my personal insurance and finances. Jeff Richer always goes above and beyond to help me with my insurance needs."
O-Omkar Atwal, Owner, Leitrim Home Hardware
"It’s always a pleasure to deal with Oegema, Nicholson & Associates, and I can depend on them for all my insurance needs. I have been a client for several years and whether it’s regarding my personal insurance, or anything to do with our employee benefits or commercial needs, I know I’m taken care of."
R-Rhonda, Capital Dodge
"I would like to thank Carol for everything she has done for me and my family over the years. It is my honest belief that we would not be in the position we are in if it was not for her guidance, expertise and honesty. We can't begin to thank her enough."
"ONA helps me with my personal insurance and my business insurance . They are my one stop shop when it comes to insurance and group benefits. I know I’m covered in all areas. Great friendly service and knowledgeable staff!"
J-James Carriveau, President, Exact Interlock and Exact Properties
"One call to Oegema, Nicholson Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions."
J-Jennifer Parks, Stittsville, Ontario
"I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well."
C-Charlene Brunet, President, Dan Murphy Ford
Saul Mendoza (Salty)
Saul Mendoza (Salty)
My broker Bill C. from ONA has helped me over the years now with my vehicle insurance. He is very cautious and detail oriented when processing documentation, and ensures I understand everything whenever there are any changes. He recently helped me cut my premium almost in half just by improving my record and shopping around at the appropriate time. I am grateful to him and the team for being there for me when I need them.
RMP Tutoring
RMP Tutoring
I was assisted recently by Greg, who did a wonderful job in not only answering all of my questions and helping me to review pre-existing insurance plans, as well as advising me to look into my credit card/group insurance before needlessly purchasing more. This to me speaks highly of the character of the employee and business of a whole, and it is certainly the one I will be going to for any future needs.
They get back to you fast an excellent insurance agent
lise sevigny
lise sevigny
Have been with Oegema for over 30 yrs. Always great service!
Jamie C
Jamie C
Friendly, knowledgeable and professional. They take care of all my insurance needs. Commercial, Home and Auto.
Bob Bent
Bob Bent
Great service on both commercial and personal lines.
Jennifer Bardwell
Jennifer Bardwell
I purchased commercial insurance with this company. Very professional service throughout, and a good price on the policy. Would highly recommend!
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Oegema, Nicholson Financial Inc.
1451 Woodroffe Avenue
Ottawa, Ontario K2G 1W1
5526 Manotick Main Street P.O. Box 149
Ottawa, Ontario K2G 1W1
154 Bridge Street P.O. Box 749
Almonte, Ontario K0A 1A0
243 Castor Street
Russell, Ontario K4R 1B8
3-3809 St. Joseph Blvd.
Orleans, Ontario K4A 0Z8
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