Commercial Insurance

As a business owner in today’s fast-paced environment, you’re faced with constant change and evolution. You’ll want the right protection for not only your fleet, property and employees; but liability, and bonding issues and requirements to keep you moving in the right direction, and properly protected.

Through a tailored-to-your-business insurance program from Oegema Nicholson you’ll be covered from any series of risks, allowing you to focus on one objective: sustaining a viable and formidable business.

We offer commercial insurance products for organizations, individuals within organizations, as well as industry-specific insurance policies. If you don’t see what you’re looking for below, please send us a general inquiry and we will be more than happy to customize a solution for you.

Organizations & Individuals
Industries

Small Business Insurance

Oegema Nicholson and Associates understands what’s at stake when running your own business.

Charitable & Nonprofit Organizations Insurance

In Ontario, charities and nonprofits are not required by law to hold insurance.

Private Schools & Interest Groups Insurance

Providing a safe and non-threatening environment for our youth in today’s world is a significant...

Employers’ Liability Insurance

Having a Commercial Employers’ Liability insurance policy is one of the most essential steps you...

Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI) provides essential protection for employers in the...

Hole-in-One Insurance

Hole-in-One insurance is a rare, but useful, type of coverage designed for contests with...

Professional Liability/Errors & Omissions Insurance

At Oegema Nicholson and Associates, we understand that protecting the integrity of your work is...

Directors & Officers Insurance

Directors and officers insurance can protect your company’s top members from having to pay legal...

Diplomat & Ambassadors Insurance

Oegema Nicholson’s history of innovation is clearly reflected in the unique insurance solutions...

Cyber Security Insurance

It’s a bold new digital world, and Oegema Nicholson has you covered with Cyber Security...

Contractors Insurance

Contractors insurance refers to multiple policies designed to cover the risks that general...

Hospitality Insurance

The hospitality industry is all about keeping customers happy and comfortable.

Real Estate Insurance

Real estate is a fundamental sector of the Canadian economy, and risks to the industry can impact...

Commercial Auto, Fleet & Garage Insurance

We can prepare an insurance policy that will effectively provide company vehicle fleet protection;...

New Car & Recreational Vehicle Dealers Insurance

Companies in the business of selling new cars and recreational vehicles can count on Oegema...

"I know all my insurance needs are covered with Oegema, Nicholson & Associates. I have been a loyal client for the last 15 years, and I can count of them for my commercial insurance, employee benefits, as well as my personal insurance and finances. Jeff Richer always goes above and beyond to help me with my insurance needs."

O-Omkar Atwal, Owner, Leitrim Home Hardware

"It’s always a pleasure to deal with Oegema, Nicholson & Associates, and I can depend on them for all my insurance needs. I have been a client for several years and whether it’s regarding my personal insurance, or anything to do with our employee benefits or commercial needs, I know I’m taken care of."

R-Rhonda, Capital Dodge

"I would like to thank Carol for everything she has done for me and my family over the years. It is my honest belief that we would not be in the position we are in if it was not for her guidance, expertise and honesty. We can't begin to thank her enough."

T-Tim

"ONA helps me with my personal insurance and my business insurance . They are my one stop shop when it comes to insurance and group benefits. I know I’m covered in all areas. Great friendly service and knowledgeable staff!"

J-James Carriveau, President, Exact Interlock and Exact Properties

"One call to Oegema, Nicholson Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions."

J-Jennifer Parks, Stittsville, Ontario

"I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well."

C-Charlene Brunet, President, Dan Murphy Ford