Commercial Insurance

As a business owner in today’s fast-paced environment, you’re faced with constant change and evolution. You’ll want the right protection for not only your fleet, property and employees; but liability, and bonding issues and requirements to keep you moving in the right direction, and properly protected.


Through a tailored-to-your-business insurance program from Oegema Nicholson you’ll be covered from any series of risks, allowing you to focus on one objective: sustaining a viable and formidable business. We offer commercial insurance products for organizations, individuals within organizations, as well as industry-specific insurance policies. If you don’t see what you’re looking for below, please send us a general inquiry and we will be more than happy to customize a solution for you.
  • Organizations & Individuals
  • Industries

Small Business Insurance

Oegema Nicholson and Associates understands what’s at stake when running your own business.

Read More

Charitable & Nonprofit Organizations Insurance

In Ontario, charities and nonprofits are not required by law to hold insurance.

Read More

Private Schools & Interest Groups Insurance

Providing a safe and non-threatening environment for our youth in today’s world is a...

Read More

Employers’ Liability Insurance

Having a Commercial Employers’ Liability insurance policy is one of the most essential steps...

Read More

Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI) provides essential protection for employers in...

Read More

Hole-in-One Insurance

Hole-in-One insurance is a rare, but useful, type of coverage designed for contests with...

Read More

Professional Liability/Errors & Omissions Insurance

At Oegema Nicholson and Associates, we understand that protecting the integrity of your work is...

Read More

Directors & Officers Insurance

Directors and officers insurance can protect your company’s top members from having to pay...

Read More

Diplomat & Ambassadors Insurance

Oegema Nicholson’s history of innovation is clearly reflected in the unique insurance solutions...

Read More

Cyber Security Insurance

It’s a bold new digital world, and Oegema Nicholson has you covered with Cyber Security...

Read More

Contractors Insurance

Contractors insurance refers to multiple policies designed to cover the risks that general...

Read More

Hospitality Insurance

The hospitality industry is all about keeping customers happy and comfortable.

Read More

Real Estate Insurance

Real estate is a fundamental sector of the Canadian economy, and risks to the industry can impact...

Read More

Commercial Auto, Fleet & Garage Insurance

We can prepare an insurance policy that will effectively provide company vehicle fleet...

Read More

New Car & Recreational Vehicle Dealers Insurance

Companies in the business of selling new cars and recreational vehicles can count on Oegema...

Read More
"Just wanted to leave a message for your website that praises Nik Dore for being a constant example of always providing invaluable customer service. I never worry that my questions and concerns will be dismissed or that I am receiving less than constructive advice. Many thanks to him."
&-–
"I know all my insurance needs are covered with Oegema, Nicholson & Associates. I have been a loyal client for the last 15 years, and I can count of them for my commercial insurance, employee benefits, as well as my personal insurance and finances. Jeff Richer always goes above and beyond to help me with my insurance needs."
O-Omkar Atwal, Owner, Leitrim Home Hardware
"It’s always a pleasure to deal with Oegema, Nicholson & Associates, and I can depend on them for all my insurance needs. I have been a client for several years and whether it’s regarding my personal insurance, or anything to do with our employee benefits or commercial needs, I know I’m taken care of."
R-Rhonda, Capital Dodge
"I would like to thank Carol for everything she has done for me and my family over the years. It is my honest belief that we would not be in the position we are in if it was not for her guidance, expertise and honesty. We can't begin to thank her enough."
T-Tim
"ONA helps me with my personal insurance and my business insurance . They are my one stop shop when it comes to insurance and group benefits. I know I’m covered in all areas. Great friendly service and knowledgeable staff!"
J-James Carriveau, President, Exact Interlock and Exact Properties
"One call to Oegema, Nicholson Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions."
J-Jennifer Parks, Stittsville, Ontario
"I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well."
C-Charlene Brunet, President, Dan Murphy Ford
Saul Mendoza (Salty)
Saul Mendoza (Salty)
2023-06-02
My broker Bill C. from ONA has helped me over the years now with my vehicle insurance. He is very cautious and detail oriented when processing documentation, and ensures I understand everything whenever there are any changes. He recently helped me cut my premium almost in half just by improving my record and shopping around at the appropriate time. I am grateful to him and the team for being there for me when I need them.
RMP Tutoring
RMP Tutoring
2022-05-14
I was assisted recently by Greg, who did a wonderful job in not only answering all of my questions and helping me to review pre-existing insurance plans, as well as advising me to look into my credit card/group insurance before needlessly purchasing more. This to me speaks highly of the character of the employee and business of a whole, and it is certainly the one I will be going to for any future needs.
Bobby SHARKS
Bobby SHARKS
2022-05-02
They get back to you fast an excellent insurance agent
lise sevigny
lise sevigny
2022-03-07
Have been with Oegema for over 30 yrs. Always great service!
Jamie C
Jamie C
2022-01-10
Friendly, knowledgeable and professional. They take care of all my insurance needs. Commercial, Home and Auto.
Bob Bent
Bob Bent
2022-01-10
Great service on both commercial and personal lines.
Jennifer Bardwell
Jennifer Bardwell
2021-06-04
I purchased commercial insurance with this company. Very professional service throughout, and a good price on the policy. Would highly recommend!
View More
Oegema, Nicholson Financial Inc.
1453 WOODROFFE AVENUE
613-686-6338
Ottawa
1451 Woodroffe Avenue
Ottawa, Ontario K2G 1W1
Manotick
5526 Manotick Main Street P.O. Box 149
Ottawa, Ontario K2G 1W1
Almonte
154 Bridge Street P.O. Box 749
Almonte, Ontario K0A 1A0
Russell
243 Castor Street
Russell, Ontario K4R 1B8
Orleans
3-3809 St. Joseph Blvd.
Orleans, Ontario K4A 0Z8
Request More Information