Oegema, Nicholson & Associates Insurance Brokers Ltd.

Term Insurance is commonly used to cover short-term debt and financial obligations with a fixed expiry date such as loans, mortgages, and lines of credit. Term Insurance is recognized as the most affordable and flexible insurance product.


Covering periods of 10, 20, or 30 years, Term Insurance can be cancelled by the policy holder at any time without charges or penalties. Whatever your Term Insurance needs may be, Oegema Nicholson can craft the most secure and competitive plan built to suit your financial obligations and needs.

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Affiliated Organizations

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Testimonials

  • “I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well.”

    -Charlene Brunet, President, Dan Murphy Ford

  • “ONA helps me with my personal insurance and my business insurance . They are my one stop shop when it comes to insurance and group benefits. I know I’m covered in all areas. Great friendly service and knowledgeable staff!”

    -James Carriveau, President, Exact Interlock and Exact Properties

  • “It’s always a pleasure to deal with Oegema, Nicholson & Associates, and I can depend on them for all my insurance needs. I have been a client for several years and whether it’s regarding my personal insurance, or anything to do with our employee benefits or commercial needs, I know I’m taken care of.”

    -Rhonda, Capital Dodge

  • “I know all my insurance needs are covered with Oegema, Nicholson & Associates. I have been a loyal client for the last 15 years, and I can count of them for my commercial insurance, employee benefits, as well as my personal insurance and finances. Jeff Richer always goes above and beyond to help me with my insurance needs.”

    – Omkar Atwal, Owner, Leitrim Home Hardware

  • “One call to Oegema, Nicholson Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions.”

    – Jennifer Parks, Stittsville, Ontario