What You Need to Know About Insuring Your Seasonal Vehicles

Posted by on Nov 08, 2017 in Insurance Advice

As much as some might not want to admit it, summer is over. This time of year when the temperatures cool off and leaves begin to fall might mean many things to different people, whether it’s time to put the sports car or classic ride away into storage, or time to bring the snowmobile out and start getting it ready for the trails. One thing all should be aware of is the importance of having your seasonal vehicles insured. Even if you only drive a vehicle for a few months out of the year and store when not in use, all vehicles should be insured, including when not in use. Seasonal vehicles can include:

  • All-terrain vehicles (ATVs) and two-up ATVs
  • Motorcycles, mopeds, motor scooters and motor-assisted bicycles
  • Off-road vehicles
  • Recreational vehicles (RVs)
  • Snowmobiles
  • Classic Cars
  • Sports Cars
    All of the vehicles listed above should be insured for when you’re enjoying them as well as when they’re not in use to protect them against fire, theft and other types of damages which may occur while they’re in storage. Insurance requirements for different types of seasonal vehicles can vary by province and include specific requirements regarding minimum driver age, helmet use, highway crossing and private property use exemptions. For more information about what coverage you should have for your seasonal vehicles, contact our offices so you can enjoy your vehicles with peace of mind.

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