Orleans’s Reliable Insurance Experts
Oegema, Nicholson & Associates – Providing expert insurance solutions tailored to your needs.
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Insurance Services
Personal Insurance
Commercial Insurance
Farm Insurance
Insurance Brokers in
Orleans, ON
Are you covered in an emergency? Alliance for Healthier Communities cites that half a million Ontario residents are uninsured. Furthermore, of those that have coverage, many are underinsured. At Oegema, Nicholson & Associates, our independent insurance brokers in Orleans provide comprehensive and affordable insurance to our clients. What makes us different? We have a reputable, highly-trained team that is well-established in the marketplace. They have forged positive, long-lasting partnerships with companies we represent. It provides additional leverage when negotiating the best deal for our customers. We believe in having our clients tailor their insurance to their needs. Therefore, we encourage people to customize their products. It provides complete coverage for what matters most at affordable prices.
Contact Our Insurance Company in Orleans
Our insurance brokers in Orleans understand its unique marketplace. We know the potential risk and can provide more comprehensive coverage in areas people may not consider. As an independent brokerage, we offer our clients more. We ensure our customers aren’t over or underinsured. We also leverage our long-standing relationships and reputation with our insurance partners, permitting us to negotiate a better deal. Oegema, Nicholson & Associates covers all aspects of your business, including group benefits, to keep you safe. We are also your strongest advocate when you need us most.
For more information or a free quote, contact us at 613-590-7373 or visit us online here.
Insurance Brokers in Orleans
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How Insurance Protects You
How does insurance help you? Purchasing a good insurance policy offers a way to rebuild and recover after a disaster. It decreases financial anxiety and allows those affected to focus on healing.
It also assists you in the following ways:
Safeguards Businesses
Unexpected events can threaten your livelihood and operations. Insurance companies mitigate these risks by insuring against liability claims and property damage and financially compensating for business interruption.
Decreases Out-of-Pocket Expenses
Medical insurance covers areas like prescription drugs. Benefits frequently cover trips to the optometrist, dentist, chiropractor, etc.
Financially Assists our Loved Ones
Life insurance protects your loved ones by covering expenses when you pass away. It covers debt and funeral expenses, so they don’t have to.
Protects Your Assets
In an event, your insurance covers costs associated with rebuilding, restoration, and expenses from relocating.
Insurance teaches us to evaluate vulnerabilities, anticipate risk, and be proactive in our coverage.
Comprehensive
Insurance in Orleans
Insurance offers financial protection during unexpected circumstances. It ensures you and your family do not have to face this difficulty on your own. When unforeseen events unfold, having a knowledgeable insurance provider makes a difference. When choosing an insurance broker, it’s essential they have marketplace knowledge specific to your area. They will know what coverage you require for a more comprehensive plan. As an independent insurance broker in Orleans, ONA allows our clients to customize their products, thanks to our wide pool of insurance partners. These essential connections also allow us to offer better coverage at a cost-savings.
Insurance in Orleans:
Your Legal Obligations
Drives in Orleans must have automotive insurance. Failure to be adequately insured results in a $5,000-$50,000 fine, having your vehicle impounded, and a suspended license if caught. Automotive insurance provides coverage for medical expenses and at-fault accident repairs. Canadian businesses are not mandated to carry insurance. However, the legal requirement is to carry general liability insurance in Orleans. Canadian law views not carrying this insurance type to mean you are non-compliant. Business insurance in Orleans is a wise decision since it covers all aspects of operation and liability.
Our Customizable Insurance Plans in Orleans
Frequently, the unexpected happens in life. Proper insurance provides safety and stability when it does. It offers a lifeline when faced with challenges and a sense of peace knowing your family has coverage.
Home Insurance in Orleans
Our customized Orleans home insurance plans meet clients’ unique needs by allowing them to choose proper coverage. It ensures they are never over or underinsured. Our insurance covers personal liability, damage to the home from natural disasters/hazards, faulty heating/plumbing, possessions, and areas like the driveway, garage, sidewalk, swimming pool, and fence.
Tenant/Renter Insurance in Orleans
Our policies protect you against water damage, fire, and theft. We protect you against things beyond your control. Therefore, if you require relocation, we cover living expenses.
Auto Insurance in Orleans
It is mandatory to get car insurance in Orleans, as well as throughout Ontario. You must carry liability, no-fault, and medical coverage. Optional insurance involves collision, rental car, waiver of depreciation, liability for damage to a non-owned vehicle, and accident waiver coverage.
Small Business Insurance in Orleans
Small business insurance covers businesses from a series of risks. We cover income/property against loss, your company’s assets, and damage from theft, fire, or falling objects. Furthermore, general liability coverage pays for medical expenses from negligence and business interruption costs.
Speciality Insurance plans in Orleans
Professional Liability/Errors & Omissions Insurance
This coverage protects you against claims involving client harm from professional services rendered. If a customer alleges harm from your company’s error or because of unmet expectations, we cover your legal expenses if sued.
Farm Insurance in Orleans
Farm insurance in Orleans covers all aspects of agriculture, like personal property, outbuildings, equipment, produce, livestock, and crops. It also provides business interruption and hobby farm insurance.
Group Benefits Insurance
Our group benefits provide coverage across industries. We provide dental, retirement, disability, critical illness, health, and vision coverage. All plans are comprehensive, and we offer attractive benefits to employees.
The Team Behind Oegema, Nicholson & Associates in Orleans
What Our Clients Are Saying
Real stories from people who trust
Oegema, Nicholson & Associates Insurance
“One call to Oegema, Nicholson & Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions.”
Jennifer Parks, Stittsville, Ontario
“I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well.”
Charlene Brunet, Butler Group of Company
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