Empower and Protect Your Purpose with Reliable Insurance Coverage
Your charity or nonprofit organization is vital to the community. As community members, the brokerage team at Oegema, Nicholson & Associates wants you to succeed, delivering a range of fully customizable insurance options to protect your most valuable assets and keep your team doing good works.
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Charitable & Nonprofit Organization Insurance
Charities and nonprofits in Ontario are not required to carry insurance, however, it is the prudent thing to do.
We understand how important it is to protect your people and your property to ensure the work continues.
Oegema, Nicholson understands the unique challenges and needs of charitable and nonprofit organizations, helping you protect what matters most.
What is Charitable & Nonprofit Organizations Insurance?
There is no such thing as specific charitable and nonprofit organizations insurance. There are, however, several types of coverage that can be combined into a comprehensive policy that provides the protections you need.
What Coverage Should a Charity or Nonprofit Have?
While the coverage you need will depend on the specifics of your organization, here are the coverage options we believe every charity or nonprofit should carry:
General Liability Insurance
If someone gets injured at your place of operations, you can be held responsible. Liability insurance can cover the medical expenses and legal costs of the injured party.
Property Insurance
This type of coverage protects the property and buildings owned by the charity or nonprofit.
If the business is damaged by a covered incident, like fire, theft, or vandalism, the policy can help pay for the required repairs. Additional contents coverage can protect the items inside the property.
Directors & Officers Insurance
One of the biggest expenses a charity or nonprofit can face is the legal costs associated with defending itself from allegations of wrongdoing. Directors & officers insurance can help cover these expenses.
Auto Insurance
Car insurance for nonprofit employees is mandatory. This coverage includes the cost of repairs after a collision, liability should the other party sue, and medical expenses should the employee involved require care.
Why Trust Oegema, Nicholson & Associates?
As a family-owned, local business, the team at Oegema, Nicholson understands the value your organization brings to the community and the cause(s) you support.
We have the knowledge and expertise to help you create an insurance plan that protects your people and your assets, allowing you to carry on with your important work.
Our insurance brokers will work with you, reviewing your needs and providing you multiple options, ensuring you find the right fit and a price you can afford.
What Our Clients Are Saying
Real stories from people who trust
Oegema, Nicholson & Associates Insurance
“One call to Oegema, Nicholson & Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions.”
Jennifer Parks, Stittsville, Ontario
“I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well.”
Charlene Brunet, Butler Group of Company
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