Having a Commercial Employers’ Liability insurance policy is one of the most essential steps you can take as a business owner. Employers’ Liability can help protect you and your business from a suit launched by an employee who claims an injury while on the job.
In Canada, businesses in some industries are required to carry Workers’ Compensation coverages, but many others are not. For those that aren’t required to carry Workers’ Comp – many of which we wouldn’t think of as inherently ‘risky’ environments – Commercial Employers’ Liability Insurance is a great addition to a Commercial General Liability policy to ensure that the business is protected if an employee is injured due to employers’ negligence. Speak to the insurance specialists at Oegema Nicholson about ensuring that your business doesn’t end up on the hook for a costly injury to an employee, and keep your organization protected with Commercial Employers’ Liability Insurance.