Oegema, Nicholson & Associates Insurance Brokers Ltd.

Permanent Insurance, which includes Universal Life and Whole Life, allows you to accumulate cash values or paid-up portions of the insurance policy.


Permanent Insurance is used to cover a host of protection objectives, including: paying capital gains or estate taxes at time of death; final expenses; providing your spouse with sufficient money to retire; money to your children; to charity; maximizing your pension; and more. Our team at Oegema Nicholson has the expertise and the resources to develop a permanent insurance program that is built to satisfy your specific requirements. Get in touch with us today or submit a quote to learn more.

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Affiliated Organizations

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Testimonials

  • “I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well.”

    -Charlene Brunet, President, Dan Murphy Ford

  • “ONA helps me with my personal insurance and my business insurance . They are my one stop shop when it comes to insurance and group benefits. I know I’m covered in all areas. Great friendly service and knowledgeable staff!”

    -James Carriveau, President, Exact Interlock and Exact Properties

  • “It’s always a pleasure to deal with Oegema, Nicholson & Associates, and I can depend on them for all my insurance needs. I have been a client for several years and whether it’s regarding my personal insurance, or anything to do with our employee benefits or commercial needs, I know I’m taken care of.”

    -Rhonda, Capital Dodge

  • “I know all my insurance needs are covered with Oegema, Nicholson & Associates. I have been a loyal client for the last 15 years, and I can count of them for my commercial insurance, employee benefits, as well as my personal insurance and finances. Jeff Richer always goes above and beyond to help me with my insurance needs.”

    – Omkar Atwal, Owner, Leitrim Home Hardware

  • “One call to Oegema, Nicholson Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions.”

    – Jennifer Parks, Stittsville, Ontario