Travel, Explore, and Relax Knowing Your Motor Home Insurance Has You Covered
Our range of customizable motor home insurance options gives you peace that comes with knowing you’re properly covered.
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Motor Home Insurance
Whether you live in your motorhome year round, or prefer to camp and explore the open road during the summer months, you deserve to relax in relative comfort and safety.
Motor home insurance is mandatory for anyone operating this type of vehicle.
At Oegema, Nicholson & Associates we know that motor home insurance is not a one-size-fits-all solution. We will review all the available options and work with you to customize a plan that fits.
What is Motor Home Insurance?
Typically, motor home insurance is a unique blend of home and vehicle insurance.
Similar to car insurance, a motor home policy will cover you against many of the same risks of the road like liability, accident benefits, contents coverage, and potential physical damage including collision, and comprehensive if coverage is available and or purchased.Some policies may also include optional coverages like roadside assistance and or emergency expense coverage.
Your motor home may also serve as a primary accommodation which means it is likely to contain personal belongings and valuables.
The team at Oegema, Nicholson can help you identify the right levels of coverage, including additional protection for:
- Personal valuables like electronics and jewellery
- Exterior attachments like satellite dishes and portable modems
- Equipment and accessories like lighting fixtures and kitchen appliances
The Benefits of Motor Home Insurance
Like many types of insurance, the greatest benefit is peace of mind. Outside of a deductible, motor home insurance means you do not have to pay out of pocket should something go wrong.
Motor home insurance may:
Provide comprehensive coverage for your losses should you experience theft, vandalism, or weather-related damages.
Save you from personally paying the other driver if you are deemed at-fault in an accident, including medical expenses, legal fees, and vehicle damages.
Minimize towing costs should your RV require a tow following a collision.
How Much Motor Home Insurance Do I Need?
There are a number of factors that can impact the amount of motor home insurance coverage you need, including the make and model, and how much you plan on using it. Will it be a part time residence or will you be living in it year round?
Talking to a broker at Oegema, Nicholson can help you uncover the answer. You can trust us to find the right mix of coverage for your usage and your lifestyle.
Why Trust Oegema, Nicholson & Associates for Motor Home Insurance
As proud residents of Eastern Ontario, we thrive on helping our neighbours navigate the sometimes confusing world of insurance coverage.
Whether you need extra contents insurance for personal belongings or basic coverage for a secondary used trailer, you can rely on our friendly team to represent you and find the perfect policy for your motor home!
What Our Clients Are Saying
Real stories from people who trust
Oegema, Nicholson & Associates Insurance
“One call to Oegema, Nicholson & Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions.”
Jennifer Parks, Stittsville, Ontario
“I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well.”
Charlene Brunet, Butler Group of Company
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