Complete Insurance Plans for Home-based Businesses
Starting your own business can be exciting, but it’s filled with its ups and downs. Minimize the risk with insurance plans that protect your home-based.

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Protect More Than Just Your Assets With Home-based Insurance Policies
It is now easier than ever to operate a business out of your own home. It is vital to keep you, your family, and your livelihood protected with professional insurance coverage.
From accounting practices and consulting businesses to hair salons, personal training, and massage therapies, if you operate out of your principal residence, you face a number of risks.
In most cases, your homeowners policy will not extend to cover your home-based business. That’s why it’s important to obtain specific coverage that protects the business portion of your house, such as:
- Your business equipment
- Customers or suppliers who visit your premises
- Business interruption insurance that covers lost revenue


Why Trust Oegema, Nicholson & Associates for Home-Based Business Insurance
There is a lot you need to figure out for your business.
Luckily, Oegema, Nicholson is on your side when it comes to insurance. Trust our team to know the coverage you need for your home-based. We can build an insurance program driven to your specific needs and protect your business-related activities.
What Our Clients Are Saying
Real stories from people who trust
Oegema, Nicholson & Associates Insurance

“One call to Oegema, Nicholson & Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions.”

“I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well.”

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