Protect Your Special Event in Ontario
Proudly independent and rooted in your community, Oegema, Nicholson & Associates offers customized insurance for special events, working with top providers to deliver cost-effective coverage that lets you focus on creating memorable experiences.
Planning a wedding, festival, corporate conference, or community fundraiser comes with countless details and unexpected risks. From slip-and-fall injuries to property damage, having the right coverage ensures your event runs smoothly, protects your guests, and safeguards your reputation.
Discover All Our
Insurance Services
Personal Insurance
Commercial Insurance
Farm Insurance
What Is Special Event Liability Insurance in Ontario?
Special Event Liability Insurance is designed to protect event organizers from the financial consequences of accidents, damages, or cancellations that can occur during events.
Unlike general small business insurance, this coverage addresses the specific risks tied to public gatherings, private parties, or corporate functions.
It’s critical for event organizers because incidents can happen even in well-planned settings. For example:
- A guest trips on uneven flooring, causing injury.
- Equipment or décor damages a venue.
- Unforeseen weather leads to cancellations or vendor no-shows.
Without insurance, these incidents could result in costly claims or legal action, potentially jeopardizing your personal finances or business.
With ONA, Ottawa event organizers gain peace of mind knowing they have access to tailored coverage that protects against these risks.
Comprehensive Insurance Coverage for Events in Ontario
Key Coverages
Special Event Liability Insurance covers a variety of risks:
- Third-Party Bodily Injury: Protects against claims from guests or vendors injured during your event, including slips, trips, falls, or accidents on-site.
- Property Damage: Covers damage to the venue, rental equipment, or third-party property.
- Cancellation or Postponement Costs: Offers financial protection when events are disrupted due to unforeseen circumstances, such as extreme weather, vendor cancellations, or emergencies.
Event Types
ONA tailors policies to fit virtually any type of gathering, including:
- Weddings and milestone celebrations
- Festivals and public fairs
- Corporate conferences and team-building events
- Charity events and fundraisers
- Trade shows, expos, and large-scale public gatherings
Whether it’s a one-time private party or a recurring annual festival, ONA ensures your coverage matches your event’s size, scope, and unique risks.
Additional Options
Event organizers can enhance their policies with optional add-ons, including:
- Liquor Liability: Essential for events serving alcohol, covering potential claims related to overconsumption or alcohol-related incidents.
- Equipment Coverage: Protects rented or owned equipment such as audiovisual gear, tents, or staging from damage or loss.
- Vendor and Supplier Protection: Optional coverage to protect you from vendor-related mishaps.
By leveraging our relationships with multiple insurers, ONA offers customized, cost-effective special event insurance in Ontario that addresses your event’s specific exposures, helping you avoid gaps in coverage and protecting your assets.
ONA's Advantage: Customized Event Coverage in Ontario
ONA provides a brokerage advantage for event organizers:
- Multiple Insurer Access: We partner with Canada’s most trusted insurers, including Aviva, Intact Insurance, and Travelers, comparing options to find cost-effective, comprehensive coverage.
- Unbiased Advice: Our independent approach ensures your policy is tailored to your event without unnecessary add-ons.
- Custom-Fit Solutions: Policies are structured around your event’s size, location, activities, and budget.
Our community-driven approach delivers personalized service, making insurance for special events stress-free. With over 50 years of integrity and innovation, ONA is Ottawa’s choice for ensuring peace of mind for every celebration or corporate function.
Why Event Organizers Across Ontario Choose ONA:
- Tailored policies that match your event’s scale, risks, and budget
- Simplified application and approval processes for quick coverage
- Access to expert advice for planning, risk mitigation, and compliance
- Support for local communities in Eastern Ontario and Western Quebec
By securing special event insurance with ONA, organizers protect attendees, safeguard assets, and uphold their reputation – while ensuring their business is shielded from financial risk.
Secure Special Event Insurance in Ontario: A Step-by-Step Guide
Obtaining insurance for your event is straightforward with ONA.
Here’s how it works:
- Describe Your Event: Share details such as date, location, number of attendees, and type of event.
- Discuss Risks with an ONA Broker: Our team assesses potential exposures to ensure complete protection.
- Get Quotes from Multiple Insurers: ONA compares options to deliver the most cost-effective, comprehensive coverage.
- Finalize and Activate Coverage: Once a policy is selected, we handle the documentation so you can focus on event planning.
Tips for Organizers:
- Venues often require proof of insurance; ONA helps with rapid approvals, even for last-minute bookings.
- Event size, activities, and duration can influence premiums, our brokers customize coverage to minimize costs.
- Add-ons like liquor liability or equipment coverage can further reduce financial exposure.
ONA makes obtaining event liability protection or other insurance for special events in Ontario straightforward, ensuring you’re protected from start to finish.
Providing Special Event Insurance Across Ottawa and Beyond
ONA serves event organizers in Ottawa, Eastern Ontario, and Western Quebec.
Whether you’re hosting a downtown corporate conference or a rural community festival, we provide localized expertise and personalized advice.
Our brokers understand the regulatory and logistical considerations unique to events in Ontario and Quebec, helping you comply with venue requirements, municipal regulations, and provincial insurance standards.
With ONA, organizers can confidently host weddings, public gatherings, or charity events, knowing that coverage is comprehensive, cost-effective, and tailored to each occasion.
Our goal is to let you focus on creating memorable experiences while we manage the risk.
Protect Your Special Event with Insurance in Ontario from ONA
Special events are moments to celebrate, connect, and create memories, but unforeseen incidents can quickly turn a joyous occasion into a financial or legal challenge.
Special Event Liability Insurance from ONA ensures your guests, vendors, and assets are protected.
By choosing ONA, Ontario event organizers gain:
- Access to multiple insurers for competitive, tailored coverage
- Comprehensive protection for bodily injury, property damage, and cancellation risks
- Optional add-ons for alcohol service, equipment, and vendor-related exposures
- Expert guidance through every step of the application and approval process
Based in Ottawa, ONA helps event organizers across Ontario host weddings, festivals, corporate gatherings, and charity events with confidence. Our local expertise and tailored protection let you focus on what matters most: delivering an exceptional event.
Learn more about Home Insurance
- Oegema
After a winter that came in like a lamb and looks to be going out like a lion, many in the Capital Region will be looking forward to the arrival of sp...
- Oegema
If you are a farm owner in Ottawa, we understand how demanding managing your farm, crops, and animals may be. It takes a lot of resources to maintain ...
- Oegema
Keyless cars appear to be the wave of the future as more people purchase this technology. This technological innovation is sophisticated and classy, t...
What Our Clients Are Saying
Real stories from people who trust
Oegema, Nicholson & Associates Insurance
“One call to Oegema, Nicholson & Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions.”
Jennifer Parks, Stittsville, Ontario
“I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well.”
Charlene Brunet, Butler Group of Company
“ONA helps me with my personal insurance and my business insurance. They are my one stop shop when it comes to insurance and group benefits. I know I’m covered in all areas. Great friendly service and knowledgeable staff!”
James Carriveau, President, Exact Interlock and Exact Properties
“It’s always a pleasure to deal with Oegema, Nicholson & Associates, and I can depend on them for all my insurance needs. I have been a client for several years and whether it’s regarding my personal insurance, or anything to do with our employee benefits or commercial needs, I know I’m taken care of.”
Rhonda, Capital Dodge
“I would like to thank Carol for everything she has done for me and my family over the years. It is my honest belief that we would not be in the position we are in if it was not for her guidance, expertise and honesty. We can’t begin to thank her enough.”
Tim
Service Areas
Insuring Individuals and Businesses in Ottawa and Beyond
Insurance Brokers in Ottawa
- Phone
Insurance Brokers in Manotick
- Phone
Insurance Brokers in Almonte
- Phone
Insurance Brokers in Russell
- Phone
Insurance Brokers in Orleans
- Phone
Contact Us
