Ottawa’s Reliable Insurance Experts
Oegema, Nicholson & Associates – Providing expert insurance solutions tailored to your needs.

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Insurance Services
Personal Insurance
Commercial Insurance
Farm Insurance
Insurance Brokers in Ottawa
At Oegema, Nicholson & Associates, we go beyond traditional expectations with our specialty and full-service insurance lines. Our professionalism enables our team to develop long-standing client relationships and establish trust. Our insurance brokers in Ottawa are unique as we offer our clients transparent and unbiased options. We provide the best solution in any situation or financial need. As an independent insurance broker, our products are affordable, available, and easy to comprehend. We aim to provide quality, personalized service, including policy maintenance, professional advice, and claim support. We are your advocate in an emergency, representing your best interest.

Contact Our Insurance Company in Ottawa
When the unexpected occurs, wouldn’t you prefer to have peace of mind, knowing you are fully covered? Our insurance brokers in Ottawa provide comprehensive coverage, excellent service, knowledgeable staff, and added value. Since we are an independent brokerage, we give our clients choices. We also represent various insurance companies. It allows us to compare prices and coverage to obtain the best value for the customer. Our team understands the Ottawa landscape and market. Therefore, our insurance agents know what is plausible for disaster coverage. Furthermore, we tailor our insurance solutions to the individual/business to ensure you are fully covered.
For further information about our insurance services in Ottawa,
Consult one of our brokers at 613-704-7766. You can also request a quote or contact us here.
Insurance Brokers in Ottawa
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Why You Need Insurance from Oegema, Nicholson & Associates
People take out insurance policies to cover damages if the unexpected occurs. While we silently hope we never have to use it, it is an invaluable resource if needed. However, some insurance companies fall short by not providing comprehensive coverage. Consequently, when disaster strikes, their customers may face out-of-pocket expenses due to insufficient coverage.
Relationships
Professionalism and longevity enable our team to create reputable and lasting relationships with the businesses we represent. Therefore, our staff has a distinct advantage when negotiating services. You always receive the best coverage at a fair price.
Client-Focused Flexibility
Our professionals can customize group coverage plans to suit your organization. Therefore, members/individual employees have the flexibility to design group programs. Furthermore, we develop commercial and personal programs tailored to associations and businesses.
Transparent and Unbiased Solutions
We provide transparent and unbiased coverage. Our client’s coverage needs come first, and we strive to give the perfect solution for any situation.
Professional
Service
We are one of the largest independent brokerage in our area. As a full-service/specialty line brokerage, our departments are run by highly-trained professionals experienced in regional markets. Our team knows the industry and recommends complete coverage to suit client needs.
Exceeding
Expectations
Our services are easy to understand and affordable. We aim to provide insurance value that encompasses service, price and coverage. Furthermore, we provide ongoing maintenance, professional advice, and claim support. Our team is your advocate and dedicates themselves to representing your interests.
Your Safety Net Against the Unexpected
Our team ensures we put your best interests at the forefront. Our comprehensive policies save you money and will address any questions/concerns 24/7. Our professionals patiently guide you through the entire experience from start to finish.
Ottawa’s Insurance Requirements
All registered vehicle owners must obtain auto insurance with accident benefits coverage ($200,000 minimum third-party liability). It recuperates costs incurred with damages and medical expenses from at-fault accidents. All business owners in the city must legally carry general liability business insurance. While it is not considered illegal in some situations, it is non-compliance with legal requirements regarding running a business.

Comprehensive Insurance Plans in Ottawa
Policies providing “blanket” coverage fail to consider the uniqueness of their clients. Insurance shouldn’t be a one-size-fits-all option. At Oegema, Nicholson & Associates, we take time to understand our customer’s coverage needs. We dedicate ourselves to providing you with comprehensive coverage tailored to your specifications. We give our clients the best coverage options and savings opportunities.
Home Insurance
Our home insurance in Ottawa protects against damage from fire, water, theft and more. You are also covered against legal liabilities if sued. Homeowners are guaranteed replacement value to rebuild their homes to pre-claim conditions.
Tenant/Renter Insurance
This insurance protects contents like laptops, electronics, and cell phones. Renter insurance in Ottawa also covers living expenses if you make a claim.
Auto Insurance
Premiums are secure with accident forgiveness. It protects you from lawsuits if you are at fault for a collision. Our car insurance coverage in Ottawa safeguards you from depreciation on a new vehicle.
Small Business Insurance
Business insurance protects companies in Ottawa from financial burdens, covering them for long-term success. It allows for peace of mind while you focus on growing your business.
Specialty Insurance in Ottawa
Professional Liability/Errors and Omissions Insurance
This insurance protects contents like laptops, electronics, and cell phones. Renter insurance in Ottawa also covers living expenses if you make a claim.
Farm Insurance
Farm insurance in Ottawa gives farm, liability, and personal home coverage. Coverage is adjusted to provide insurance from small hobby farms to commercial agriculture.
Group Benefits Insurance
Group benefits cover company employees or groups of people. This coverage is for employees as part of a total compensation package. It covers costs incurred from provincial health care, dental care, chiropractic, optometry, etc.
The Team Behind Oegema, Nicholson & Associates in Ottawa

John Oegema


Personal Lines Department





Commercial Lines Department







Life & Financial Services Department





Office Administration


Lori Butler-Oegema

What Our Clients Are Saying
Real stories from people who trust
Oegema, Nicholson & Associates Insurance

“One call to Oegema, Nicholson & Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions.”

“I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well.”

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