Oegema, Nicholson & Associates Insurance Brokers Ltd.

For motorcycle enthusiasts in Eastern Ontario, it’s almost time to rev up for another year of riding. But before embracing your inner “easy rider,” there is the important matter of insurance to deal with.

At Oegema, Nicholson and Associates, we understand the allure of the open road, but we want to make sure that you’re adequately protected out there – getting you the right coverage at the right rate. Here are a few things you should know about motorcycle insurance in Ontario.

motorcycle insurance eastern ontario

  1. Motorcycle insurance is mandatory in Ontario. Of course, you must also have a motorcycle license in order to ride in Canada, and wear a helmet at all times.
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  3. Just like with car insurance, a number of factors play into your premium. These factors are generally similar to what you’ll find with your auto insurance. They may include (but not be limited to):
    • Your level of experience as a driver;
    • The amount of mileage you’re putting on the bike;
    • The make, model and age of your motorcycle; value of any modifications;
    • Where exactly you live;
    • Whether you carry a passenger or not;
    • Past claims history;
    • And more.
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  5. Despite it being a seasonal activity in Canada, generally, insurance policies are issued for one year terms and premium are based on the seasonal use. So there’s little or no advantage in cancelling your insurance in the fall and resuming it in the spring. On the bright side, having insurance year-round allows you to take advantage of the unpredictable weather in Eastern Ontario – and ride without worry on a beautiful fall or spring day.
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  7. There are options for coverage for loss or damage to your policies, such as Comprehensive Insurance, which will cover theft, vandalism, fire; Collision Insurance which provides coverage for collision with another vehicle/motorcycle or impact with the surface of the road. Check to make sure that you have the right amount of coverage in case damage to your bike happens.
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  9. For new drivers, taking an approved safety course is a great way to reduce your insurance premiums. The courses are generally fairly reasonably priced and can save you a good amount of money in the long run.
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  11. You may be able to take advantage of multi policy discounts by bundling your motorcycle insurance with your home and /or auto insurance.
     

Motorcycle Insurance in Eastern Ontario

Need to inquire about motorcycle insurance in Ottawa or Eastern Ontario? Speak to your local broker at Oegema, Nicholson & Associates. We’ll point you in the right direction to make sure your ride is covered right. Contact us today.

 


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Testimonials

  • “We have had our house and vehicle insurance with OEGEMA-NICHOLSON & ASSOC. INS. BKRS. located at 243 Castor Street in Russell, Ontario, for several years now. The people in the office have always been friendly and courteous whenever we had any queries and, in particular, we want to thank Christopher Lough who has been so helpful in every way. The thing we like the most is when you telephone this office you get a live person answering and not a machine.”-Jerry Gaudry
  • “I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well.”-Charlene Brunet, President, Dan Murphy Ford
  • “ONA helps me with my personal insurance and my business insurance . They are my one stop shop when it comes to insurance and group benefits. I know I’m covered in all areas. Great friendly service and knowledgeable staff!”-James Carriveau, President, Exact Interlock and Exact Properties
  • “I would like to thank Carol for everything she has done for me and my family over the years. It is my honest belief that we would not be in the position we are in if it was not for her guidance, expertise and honesty. We can’t begin to thank her enough.”-Tim
  • “It’s always a pleasure to deal with Oegema, Nicholson & Associates, and I can depend on them for all my insurance needs. I have been a client for several years and whether it’s regarding my personal insurance, or anything to do with our employee benefits or commercial needs, I know I’m taken care of.”-Rhonda, Capital Dodge
  • “I know all my insurance needs are covered with Oegema, Nicholson & Associates. I have been a loyal client for the last 15 years, and I can count of them for my commercial insurance, employee benefits, as well as my personal insurance and finances. Jeff Richer always goes above and beyond to help me with my insurance needs.”– Omkar Atwal, Owner, Leitrim Home Hardware
  • “One call to Oegema, Nicholson Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions.”– Jennifer Parks, Stittsville, Ontario